SUMMARY    HISTORY    PEAKS & TROUGHS    FORECASTS

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The Pocatello housing market has seen steady real price increases over the past 18 years, avoiding the unbridled exuberance seen in many coastal markets. Historically, the Pocatello market has avoided national trends and has increasing become tied to local economic conditions. However, recent increases in investor activity within Idaho have created fears of declines in sales activity and prices. Further sales declines should be expected due to current national market psychology, however, significant price declines are unlikely as the mortgage debt servicing cost has remained steady and comfortably low.

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This ratio compares the monthly mortgage payment (principal & interest only, which does not include hazard insurance, property taxes or any needed private mortgage insurance) for a median priced home financed at the prevailing 30 year mortgage rate to the local median 4-person family income.